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Study
abroad for a semester or for a year is a wonderful opportunity available to all
students at Barnard. Financial aid recipients who wish to study abroad should
understand fully how the process works to insure that all their expected costs
can be covered. We want to make sure that all students can make the most of their
experience overseas and to that end, **all students considering studying
abroad must make an appointment with a financial aid officer prior to their departure
to discuss their financial aid. ** APPLICATION
PROCESS All grant funds at Barnard are awarded based on financial
need. The same holds true for students traveling abroad. Students who would like
to be considered for financial aid and who plan to study abroad should complete
all financial aid documents required for the regular
annual application process. Please remember you will have to submit financial
aid documentation for the following year if you are abroad in the spring term.
Please note that only students who are enrolled in a Barnard
approved study abroad program can receive financial aid from Barnard. Students
who attend a program abroad that is not approved by Barnard for degree credit,
cannot receive any transfer credits or financial aid from Barnard for that time.
(Back to top) FINANCIAL
AID BUDGET Barnard creates a budget for all students who are awarded
financial aid . The budgets below are our estimate of what each student needs
to cover her tuition, room, board, and basic expenses over a nine-month period.
In most cases, we use the same figures for study abroad as we do for study at
Barnard. If your program's estimated living expenses are significantly lower than
the living expenses listed below, we will reduce your budget to reflect the lower
estimate. To plan your trip (and to have your study abroad approved by financial
aid) you will need to find out your program's estimated room and board charges
and bring them to your required meeting with financial aid. Barnard grants cannot
be increased to cover higher living expenses abroad--though students are eligible
to borrow increased amounts for additional living expenses.
| 2009-10 Budget for One Semester Abroad | | | 2009-10 Budget for One Year Abroad | | |
Tuition Fees Room Board Books Personal Total
Budget: | $18,526 $276 $3,789 $2,371 $573 $683
$26,218 | | Tuition Fees Room Board Books
Personal Total Budget: | $37,052 $452 $7,578 $4,742
$1,146 $1,366 $52,336 | Barnard
travel allowances are based on one trip home from New York plus overseas travel
allowances listed below: | Africa | $1,750 | | Australia
and New Zealand | $2,230 | | Asia
(including India) | $1,500 | | Europe
(except UK) | $1,000 | | England
and UK | $500 | | Latin
and South America | $1,230 | | Middle
East | $1,450 | | Caribbean | $440 |
These
are Barnard's estimates of your expenses and all Barnard grant aid is based on
these 2009-10 budgets. (Back to top) PERSONAL
BUDGETS Although Barnard establishes a financial aid budget for each
student, everyone has special trips they would like to take, or special experiences
they would like to have while abroad. In order to insure that finances are well
managed, we encourage each student to establish her own personal budget for her
time abroad. For help in establishing a personal budget please contact Linda Reals
(email: lreals@barnard.edu), Barnard's Financial Fluency counselor in
Career Development. She will be more than happy to work with you on an individual
basis. (Back to top) TUITION
All students studying abroad in a Barnard approved program are charged Barnard
tuition and a study abroad fee. These fees should be paid to Barnard through payment
of the bill (due August 1 for Fall and December 1 for Spring). Barnard will then
forward payment to your study abroad program for their applicable tuition and
fees. (Back to top) TUITION
DEPOSITS If the program you plan to attend requests a tuition deposit,
please see the Study Abroad Dean or her assistant before paying the deposit. In
many cases, since Barnard is guaranteeing payment of the full tuition, a deposit
is unnecessary and can be waived. (Back to top) ROOM
AND BOARD Unlike tuition and fees, room and board varies from program
to program. Students are responsible for paying room and board charges directly
to their particular study abroad program. If, for example, you were attending
Brown University's program in Florence, you would receive a bill from Brown for
room and board charges for the semester and would be responsible for paying Brown
directly. If you have Barnard grant funding over and above the amount of tuition
and fee charges from Barnard, you will be issued a refund which can then be used
to pay for room and board. (Back to top) REFUNDS
All financial aid for your time abroad is processed by Barnard's Financial
Aid. If you received grants and loans in excess of your tuition and fees charges
from the College, you must request a refund from the Bursar's
Office. These funds can then be used to pay your room and board expenses billed
to you by your study abroad program. All students who expect to receive a refund
should fill out a refund request at the Bursar's window before departing. This
request designates where the refund check should be mailed. Since refund checks
are not issued much in advance of the beginning of the semester, students may
also need to make arrangements for the deposit of this check by a third party. (Back
to top) SELF-HELP (LOANS AND WORK) WHILE
ABROAD A student who qualifies for Barnard College Grant aid has
a standard recommended student loan and job awarded. This is called self-help.
Please note that the College will still calculate the standard self-help amount
even though a student studying in a foreign country may not be able to work legally.
Barnard does not increase the grant portion of the package to make up for the
loss of academic year earnings. Many students consider borrowing additional funds
or choose to work more hours during the preceding summer or semester to save for
their time abroad. All students are encouraged to meet with a counselor
in Career Development to explore any
and all work options available to them prior to departure and while abroad. (Back
to top) |